My Husband and I Didn’t Just Disagree About Money. We Disagreed About What Money Was Supposed to Do for Us My current husband and I love each other deeply, but for a long time, money was a source of tension. I saw money as security: …
Read MoreThe Money Mistake I Wish I Could Go Back and Fix
The Money Mistake I Wish I Could Go Back and Fix My biggest money mistake wasn’t a bad investment. It wasn’t buying something I couldn’t afford. My biggest mistake was waiting years to learn how to manage the money I already had. In my first …
Read More5 Things I Don’t Feel Guilty Spending Money on After 50
5 Things I Don’t Feel Guilty Spending Money on After 50 Turning 50 changed the way I think about money. For years, I treated spending as something to justify. I bought what I needed, postponed what I wanted, and confused being responsible with denying myself …
Read MoreI Don’t Believe Being Good with Money Means Spending Less
I Don’t Believe Being Good with Money Means Spending Less What if spending the least isn’t being good with money? For years, I thought being financially responsible meant choosing the cheapest option, skipping extras, delaying purchases, and saving every dollar I could. But I’ve changed …
Read MoreAre You Being Frugal, or Just Cheap?
Are You Being Frugal, or Just Cheap? Saving money is smart. But are you sometimes saving money in ways that actually cost you more? There’s a big difference between being cheap and being financially smart. Being cheap focuses on spending as little as possible. It …
Read MoreCan You Really Budget Your Way to Wealth?
Can You Really Budget Your Way to Wealth? We hear it all the time: “Cut out the daily latte, track every penny, and watch your bank account grow!” But can you really budget your way to wealth? The short answer is no, not through budgeting …
Read MoreHow Money Buckets Can Make Budgeting Easier
How Money Buckets Can Make Budgeting Easier Managing money can feel overwhelming when everything sits in one big pile. Money buckets make it easier by giving every dollar a job before you spend it. Instead of wondering, ‘Can I afford this?’ you can see exactly …
Read MoreHow to Budget When One Spouse Is a Saver and One Is a Spender
How to Budget When One Spouse Is a Saver and One Is a Spender When one spouse loves saving and the other loves spending, money can feel like an obstacle course. The saver worries about the future, while the spender feels restricted or judged. Neither …
Read MoreThe Danger of Being Too Conservative with Money in Retirement
The Danger of Being Too Conservative with Money in Retirement Many retirees treat their nest egg like a museum artifact, something to preserve and guard. That instinct is understandable, but playing it too safe carries hidden risks. Keeping savings in low-growth investments feels secure, but …
Read MoreCould One Medical Bill Derail Your Budget?
Could One Medical Bill Derail Your Budget? Medical bills are a top source of financial stress. While you can’t predict every medical expense, proactive planning can help you manage unexpected costs. Understand your health coverage. Know your deductible, copays, coinsurance, and out-of-pocket maximum. Whenever possible, …
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