Side Hustle If you need or want extra money, have you considered a side hustle? While I didn’t necessarily need the money, I wrote my book to help others who might be going through something similar to what I went through. I’m trying to pay …
Read MoreHidden Costs of Home Ownership
Hidden Costs of Home Ownership What are hidden costs of home ownership? You’ve bought your first home and that’s awesome. But have you considered some of the hidden costs that home will incur? It’s a lot more than your mortgage payment. One of the largest …
Read MoreWhat Is Frugal Living?
What Is Frugal Living? What is frugal living? When the word frugal is mentioned, people think of being cheap. They believe frugal people penny-pinch to the extreme, continually sacrifice, and give up living life and enjoying things. But what it really means is that living …
Read MoreWhy Is Money Such A Scary Topic
Fantasy Football Why is money such a scary topic to discuss? After all, money is something we use and deal with all the time. But, it’s not usually about the actual cash. It’s more about feeling safe, feeling capable and feeling in control of your …
Read MoreWhat Is Financial Freedom?
What Is Financial Freedom? What is financial freedom? You’ve heard the term but what does it mean? I can tell you that it’s not something that hits you with a bang. There is no confetti falling from the sky when you reach it. For most, …
Read MoreChoosing A Savings Account
Choosing A Savings Account When it comes to savings accounts, many people never really choose one. They simply open a savings account at the same bank as their checking account and move on. While that works, it may not be the best option for helping …
Read MoreCredit Builder Loan
Credit Builder Loan A few days ago, I mentioned a credit builder loan. I want to explain more about it now. Credit builder loans are intended for people who need to build or rebuild their credit. People used them when they have very little credit …
Read MoreNext Year’s Budget
Next Year’s Budget It’s almost January of 2026 and I’m starting to work on next year’s budget. Hubby and I each got a 2.8% increase in our social security payments. Unfortunately, our Medicare premium went up by about $18/mo. each. Our Medicare supplement premium is …
Read MoreSoft Savings
Soft Savings Have you ever heard of “soft saving”? If not, it’s time to learn about it. Soft savings is considered an adaptable and low-pressure way of saving. It supports progress over precision. So, what exactly does that mean? Instead of sticking to saving 10% …
Read MoreWorrying About Money
Worrying About Money How often do you or people you know worry about money? Let’s be honest. Most people worry about money more often than they’d like to admit. Money fears show up when people pay their bills, plan a large purchase, or end up …
Read More