Tax Refund I’ve talked a lot about taxes over the last two days. Now it’s time to discuss tax refunds. Yes, April 15th, 2026 will be here before you know it and it will be tax time. For some of you, you’ll end up paying. …
Read MorePre-Tax vs. Post Tax Dollars – Part 2
Pre-Tax vs. Post-Tax Dollars – Part 2 Today I’m continuing the subject of Pre-Tax vs. Post-Tax dollars. Yesterday, I discussed pre-tax dollars. I will concentrate on post-tax dollars today. Post-tax dollars are earnings that have had taxes taken out. These taxes include federal, state, and …
Read MorePre-Tax vs. Post-Tax Dollars – Part 1
Pre-Tax vs. Post-Tax Dollars – Part 1 Happy Labor Day to those of you in the U.S.! In previous posts, I have talked about pre-tax and post-tax dollars. I thought an explanation of what those are was in order. I plan to discuss pre-tax dollars …
Read MoreHealth Savings Accounts
Health Savings Account When I was still working, my employer began offering a couple of different health savings accounts. They started with what’s called a flexible spending account and later then offered a health savings account. Please note that these accounts were both employer sponsored. …
Read MoreDepreciating Asset
Depreciating Assets Earlier this week, I talked about buying a car. Do you know that a car is what’s considered a depreciating asset? So what does that mean? It means that it’s an asset that’s value goes down over time. What is an asset? It’s …
Read MoreFantasy Football
Fantasy Football Today, I digress from my normal financial post to one of my hobbies, fantasy football. I love playing and am in two leagues this season. Fantasy football has become a passion of mine every Fall. Tonight, is the night of my first fantasy …
Read MoreBuying a Home
Buying a Home I’ve had two people approach me recently about buying a home. They both told me that it was impossible on a single salary. Perhaps they’re right but I think if there’s a will, there’s always a way. Both individuals are living in …
Read MoreCan’t Afford to Live
I’ve been told by several people recently that they can’t afford to live on what they have. I get that prices on most things have gone up and it’s harder. But, my answer to them is…. have you looked at what you’re spending? Do you …
Read MoreRoth IRA
Roth IRA’s In yesterday’s post, I promised I would discuss Roth IRA’s. So here goes… Roth IRA’s are retirement accounts that you fund with after-tax dollars. In other words, you use money that you’ve already paid taxes on to fund them. For example, you get …
Read MoreChanges Can Happen Quickly
Changes Happen Quickly When I met my current husband in 2006, he was beyond broke. He wasn’t earning very much money and was living hand to mouth. He was earning about $12,000 a year. His job provided him with an apartment, utilities, and other amenities …
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